Mortgage Refinancing


When and Why It’s Time to Refinance Your Mortgage

Refinancing your mortgage can be a sound financial strategy for many reasons.

One of the greatest motivations for refinancing is to lower the interest rate on your existing loan. Perhaps you’re looking to tap into your home’s equity in order to finance a large purchase, such as remodeling your basement or paying for your child’s education. Or maybe you’re looking to consolidate debt.

With a little Mortgage Savvy, you can determine if refinancing is truly beneficial for you.

Refinancing can be a wise move if:

  • It reduces your mortgage payment.
  • It shortens the term of your loan.
  • It helps you build equity more quickly.

In many ways, refinancing is similar to taking out the original mortgage. It requires appraisal, title search and application fees. The cost to refinance your mortgage depends on the strategy you use to access equity or lower your interest rate; and there are several options available to you when considering a refinance.


That’s where we come in.

You can count on us to support you every step of the way.

We’ll cut through the industry jargon and provide all of the clarification you need, ensuring you feel comfortable and confident when making important financial decisions. We’re here to help improve your personal wealth with sound feedback and advice throughout the life of your mortgage. And we would never put you in a position we wouldn’t recommend for our own family.

Our financial concierge service will help you meet your goals.

At Mortgage Savvy, you are our top priority. You can’t get this level of personalized service at the bank. We bring you access to over 40 lenders, providing the flexibility to craft creative solutions to meet your financial goals.

Let’s get started.

mortgage savvy refinance checklist

Here’s a handy checklist to help you expedite the process:

The Savvy Checklist

sin card & drivers license


employment & income verification


30-day bank statement


current pay stub


notice of assesments (last two years)


current mortgage statement


Have the paperwork ready? Let's get started.

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