Mortgage investment purchase

Investment Purchases

Mortgages to Help You Achieve Your Investment Goals Faster

Real estate has helped shape many of the world’s wealthiest people, making property an enticing investment.

With a little Mortgage Savvy, you’ll feel confident you’re making an informed financial decision when it comes to your investment purchase.

Unlike the mortgage on your principal residence, financing an investment property is slightly more complex. The qualification criteria are often tougher to meet, and interest rates can also be higher.

What You Need to Know About Investment Properties in Canada:

  • As of April 19th, 2010, Canadians are required to make at least a 20% down payment on non-owner occupied investment properties.
  • If you plan on living in one of the units, your down payment could be as little as 5-10% (depending on the total number of units).
  • If your down payment is 20% or more, you may qualify for a 30 or 35-year amortization period.

We want to get you the most value for your money.

With full access to our financial concierge service, our brokers will be by your side to help you – and your realtor – determine your best options. We’re passionate about finding the product that’s right for you, at the lowest possible rate. And when your realtor and your mortgage broker work together, we can accomplish amazing things.

We can always beat the banks’ best rates.

When you shop for a mortgage at the bank, your financial advisor is educated and motivated to serve the interests of the banks, not you. At Mortgage Savvy, we have access to over 40 lenders, meaning we can craft creative solutions to meet your investment goals.

For us, it’s about the relationship.

We’re working for you, every step of the way. We’ll keep you advised of your progress, and continue to help you improve your personal wealth with sound feedback and advice throughout the years.

We’ll help you invest in a better future.

mortgage savvy investment purchase checklist

Here’s a handy checklist to help you expedite the application process:

The Savvy Checklist

identification sin card & driver’s license


letter of employment


current pay stub


notice of assessments (last two years)


30-day bank statement


current mortgage statements


current property tax bill


rental agreements


Have the paperwork ready? Let's get started.

Apply Now