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First Time Home Buyer

First-Time Home Buyer

Choose A Mortgage that Strengthens Your Financial Future

As a First Time Home Buyer, purchasing a home is a significant commitment, and your mortgage can have a serious impact on your financial future. It’s important to work with someone you trust – someone who will put your needs first. At Mortgage Savvy, we’re passionate about finding the right product for you, at the lowest possible rate.

We treat our clients like our family.

We would never put you in a position we wouldn’t want for our own family members. We’re here to simplify the process, and support you every step of the way. We’ll help you gain a better understanding of your financial situation so you can make sound decisions to improve your personal wealth.

We want to help you become mortgage free faster.

We don’t believe you should feel locked into your mortgage forever. We’re here to recommend the best financing solution for your situation, so we can get your mortgage approved at the lowest rate and on the most flexible terms. We ask the important questions, to determine what your life plans are so we can find the mortgage that fits with your goals.

We provide a personalized service you can’t get at the bank.

When you shop for a mortgage at your bank, you’re working with an employee who is educated and motivated to serve the interests of the bank first. At Mortgage Savvy, we work for you, meaning we bring you access to over 40 lenders, providing the flexibility to craft creative solutions to meet your financial goals. Are you ready to take the leap?

mortgage savvy pre-approval checklist

We’ll make sure you have your pre-approval in hand within 24 hours. Here’s what you need in order to expedite your mortgage pre-approval process:

The Savvy Checklist

letter of employment

Letter-of-Employment

employment & income verification

Employment-income-verification

30-day bank statement

30-Day-Bank-Statement

property taxes

Property-taxes

current pay stub

Current-Pay-Stub

notice of assesments (last two years)

Notice-of-Assessments

master business license or corporation papers (if self-employed)

Corporation-Papers

confirmation of your down payment

Confirmation-of-down-payment

savings or investments statement

Savings-investments-statement

sale of an existing property – current mortgage statement

Sale-existing-property

rrsp statements

RRSP

gift letter

Gift-letter

Have the paperwork ready? Let's get started.

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